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Motor Insurance

Examples of factors that influence your premium

Examples of factors which influence your premium

  • Electric Car.
  • Institute of Advanced Motorists ‒ if you have Certified membership of the Institute of Advanced Motorists (IAM) or RoSPA Royal Society for Prevention of Accidents. (To avail of the discount, please forward a copy of certificate).
  • When driving is restricted to the insured person and a spouse/partner.
  • No more that 4 penalty points.
  • Annual Tax Saver Commuter Tickets.
  • Loyalty discount ‒ available at each renewal.
  • Household discount is allowed off your motor insurance if your home insurance policy is with Allianz p.l.c.
  • If you have a second car insured with ESB Staff Insurance Scheme.